Dwight Harrow Jr.
President, third-generation agent
CPCU, CIC, AAI. Joined the agency in 1998, took over in 2014 from his father.
About
A independent insurance agency business built for Omaha, NE.
Harrow & Vail is a third-generation independent insurance agency on 72nd Street in Omaha, serving Nebraska families and small business since 1998 with twenty-eight carrier appointments.
The team
Everyone you might meet.
Marguerite Vail
Vice president, personal lines
CIC, AAI. Joined the agency in 2001. Runs our home and auto practice and trains every agent who comes through.
Brennan Okafor
Commercial lines director
CIC, MBA. Twelve years in commercial insurance, joined Harrow & Vail in 2019.
Lisette Carrera
Claims advocate
Twenty years on the carrier side before joining us. The reason every claim gets a real human.
Tyrese Hanson
Personal lines agent, CIC
Three generations of his family insured by Harrow & Vail. Now licensed and selling.
Credentials
Licensed and accountable.
Independent Insurance Agents of Nebraska · Trusted Choice · Better Business Bureau A+ · National Alliance CIC designees on staff
Established 1998 · Based in Omaha, NE · Insured & bonded.
Some of our carriers
Some of our carriers.
TravelersAuto-OwnersSafecoCincinnatiProgressiveNationwideHartfordChubb
FAQ
Questions we get all the time.
Are you really independent?+
Yes. We have appointments with 28 carriers. We are not a captive State Farm or Allstate agency. We do not have quotas with any single carrier.
How is your pricing?+
Our pricing is the carrier's pricing. We do not mark up. Because we quote 28 carriers, we are usually 10-20% lower than a captive quote on equivalent coverage.
Do you handle claims?+
Yes. Call the carrier first if it is urgent. Then call us. We advocate on your behalf with the adjuster and follow the claim to close.
Why should I bundle home and auto?+
Almost every carrier discounts home+auto bundling 10-25%. We will quote both bundled and unbundled and show you the difference.
Do you charge fees?+
No broker fees, no service fees. Carriers pay our commission. You pay exactly what you would pay buying direct.